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Financing

Make Your Dream Kitchen a Reality—No Matter Your Budget

At TRG Kitchens, we believe every homeowner deserves a stunning, functional kitchen—whether indoors or out—without financial stress. That’s why we’ve partnered with two trusted home improvement financing providers: Lyon Financial and Hearth Financing.

From compact upgrades to full-scale transformations, we offer flexible financing options tailored to your project's size, scope, and budget/

Choose the Right Financing Option for Your Kitchen Project

LYON FINANCIAL

Best for large-scale kitchen renovations (3+ week projects)

Lyon Financial specializes in financing comprehensive, high-investment home projects—perfect for luxury indoor kitchens, custom outdoor cooking areas, or complete kitchen expansions.

Key features:

Competitive fixed interest rates
Extended repayment terms available
Loans up to $200,000+
Direct-to-contractor funding for ease and security
Trusted by homeowners for 40+ years
Dedicated loan specialists and support

Ideal for:

Custom kitchen builds, high-end cabinetry, full indoor-outdoor kitchen packages, premium appliance installations, or multi-room renovations.

Apply with Lyon Financial

Note: When applying, list “The Resource Group” as your contractor to streamline your application.

HEARTH FINANCING

Best for small to medium-sized kitchen upgrades (1–2 week projects)

Hearth connects you with multiple lending partners so you can compare personalized loan options without affecting your credit score. It’s a fast, flexible option for mid-range or single-space kitchen improvements.

Key features:

Loans up to $250,000
Pre-qualification with no credit impact
Funds available in as little as 1–3 business days
Fixed monthly payments
No home equity required

Ideal for:

Cabinet refinishing, countertop replacements, backsplash installations, appliance upgrades, or modest outdoor kitchen setups.

Check Your Rates with Hearth

Frequently Asked Questions

How do I know which financing option is right for me?

If your project is expected to last 3 weeks or more or includes luxury upgrades, Lyon Financial is ideal. For faster, smaller projects, Hearth offers quick and flexible funding.

Will applying affect my credit score?

Pre-qualification through Hearth does not affect your credit score. Lyon Financial performs a credit check during the formal application process.

How quickly can I get funding?

Hearth may provide funding in as little as 1–3 business days. Lyon Financial typically processes applications within a few business days, depending on project scope.

Do I need home equity to apply?

No. Neither Lyon Financial nor Hearth requires you to use home equity to qualify for financing.

How do I apply?

Click on the respective “Apply” or “Check Your Rates” button on this page. Be sure to list “The Resource Group” as your contractor if applying with Lyon Financial.